Cost of Living payment latest: Six million Brits to get £150 from THIS WEEK; Plus how to save money & reduce bills | The Sun

BRITS receiving Universal Credit could be entitled to a slew of free benefits to help during the cost of living crisis.

Every little helps as the cost of living crisis continues to hit Brits everywhere, but if you claim Universal Credit, you could get your hands on these massive discounts for free.

One freebie available to those claiming Universal Credit is reduced Council Tax bills.

The discount you're entitled to will vary depending on your situation, but some Brits could see their bills wiped by 100%.

Take a look at our council tax reduction guide for a full explanation.

One more benefit you could get your hands on is cheaper public transport across the country.

Universal Credit claimants can get 50% off their bus and train fares with the Jobcentre Plus travel card.

To receive this discount you will need to be unemployed and receiving Jobseekers Allowance.

These are just two of a staggering 23 freebies available to Brits claiming Universal Credit.

Read our live blog below for the latest updates….

  • Joseph Gamp

    £300 Pensioner cost of living payment

    In November or December this year, a £300 one-off Pensioner cost of living payment will be dished out to eight million households.

    It will be given to those who already get the winter fuel payment – which is worth between £100 and £300 for those over state pension age.

    The extra £300 will be paid directly and is on top of this support which means some eligible households will see their payments double this winter.

    You can check out if you are eligible for the Winter Fuel payment in this handy explainer.

  • Louis Allwood

    How much each household could pay under the new price freeze

    Liz Truss announced her government’s drastic new measures to solve the cost of living crisis today.

    Under the new scheme, the average Brit will pay no more than £2,500 a year on their energy bills.

    Take a look at the diagram below to see how much you could be paying.

  • Louis Allwood

    Get cheap broadband if you claim Universal Credit

    A number of broadband providers offer cheap deals for those on certain benefits.

    It will differ depending on which provider you use, but these deals can often be claimed over the phone.

    TalkTalk, Virgin Media and BT are three companies currently offering deals.

  • Louis Allwood

    When you will receive the £150 disability payment

    Brits receiving Personal Independence Payments are eligible for an extra £150 payment from the government for the cost of living.

    Cost of Living payments are currently being sent out to Brits everywhere to tackle rising prices.

    The government recently revealed that those on disability benefits and PIP are going to receive an extra £150 to help relieve homes from soaring inflation.

    People with disabilities have reported higher living costs due to extra medication, equipment, carers and needing the heating on.

    Citizens Advice revealed that the Cost of Living payment for those with disabilities should start to be paid from 20 September.

    Payments will be made automatically, but may take a few days to appear in bank accounts.

    To be eligible, you need to have been receiving PIP on May 25 or applied for PIP on this day.

    PIP can be claimed if you are working full or part-time.

    It’s also not means-tested, you can receive the payment without having your income scrutinised.

  • Louis Allwood

    Here are the cheapest supermarkets in the UK

    Prices are going up, so finding the most affordable place to do your weekly shop is crucial.

    Consumer champion Which? conducted analysis of supermarket prices in July.

    According to the organisation, for smaller shops of 47 items, Aldi comes out as the clear winner.

    But if you are looking to do a big shop, 152 items, Asda is the way to go.

  • Louis Allwood

    Tip: Ask energy providers about hardship funds

    If you are struggling, ask your supplier what funds are available for you to apply for – you could save up to £2,575.

    Here are a few energy provider grants to get you started:

    • Bulb energy fund
    • EDF's energy customer support fund
    • E.on's energy fund
    • Npower's energy fund
    • Octopus Energy Octo Assist fund
    • Ovo's debt and energy assistance
    • Scottish Power's hardship fund

    30 ways to save cash during the cost of living crisis

    Every little change can help when bills are rising the way they are.

    Here is a list of ways Brits have been saving money during the cost of living crisis.

    1. Turn the heating down
    2. Making sure lights are always turned off
    3. Buy own brand products at the supermarket
    4. Take lunch into work
    5. Turn off all electrics when not using/out of the home
    6. Wear a jumper instead of turning on the heating
    7. Save leftovers for another meal
    8. Using discount vouchers
    9. Use a clothesline instead of a tumble dryer
    10. Collect coupons and money off vouchers
    11. Buy second class stamps instead of first
    12. Buy eco-friendly/energy saving bulbs
    13. Cut down going out
    14. Shop in budget supermarkets
    15. Wait for the sales when making purchases
    16. Buy food and toiletries in bulk
    17. Turning off all the plugs before leaving the house  
    18. Haggle my home/car insurance
    19. Price compare at different grocery stores
    20. Borrow books from your library
    21. Shop at second hand/charity stores
    22. Using public transport instead of taxis
    23. Cut your own hair
    24. Spend your weekend taking part in free activities
    25. Go to supermarkets in the evening for yellow sticker deals
    26. Grow your own vegetables and herbs
    27. Drink water when eating in restaurants
    28. Using an older or hand-me-down phone rather than buying the newest model
    29. Reduce your television/internet packages to the bare minimum
    30. Selling anything you possibly can on an online marketplace

    Tip to save money on your game console’s energy bills

    A Twitter user has revealed one key tip to save money on your game console’s energy footprint this winter.

    On its default setting, an Xbox Series X will reportedly cost you £132 a year while on standby.

    According to Twitter user Alex Hern, this can be solved by changing the default setting to “energy saver” in the console’s options menu.

    How a prepayment meter could help you save on bills

    Despite the PM's recent energy intervention, which is set to cap average bills at £2,500 a year, the cost of living is still set to rise.

    So, if you are having trouble paying your energy bills, asking for a prepayment meter could be the way to go.

    Over 4million homes are on prepayment meters where they pay for the energy they use at the time, rather than being billed later on.

    If you're finding it difficult to pay for your bills at the end of the month, a prepayment meter might be a good idea.

    If your energy supplier believes a prepayment meter isn't the best option but recognises that you are struggling, they are obligated to offer help.

    They MUST propose one of these options going forward:

    • A full payment plan review
    • Affordable debt repayment plans
    • Payment breaks
    • Payment reductions
    • More time to pay
    • Louis Allwood

      £1,500 worth of payments to be released between now and Christmas

      Here is a list of the payments for the cost of living.

      • July to September – £650 cost of living payment
      • September – £150 disability cost of living payment
      • October to March – £400 energy rebate
      • November to December – £300 pensioner cost of living payment

      One government benefit many people miss out on

      The Attendance Allowance is available for those who have a disability severe enough they require looking after.

      It includes those with physical and mental disabilities, but did you know it also covers people who are the State Pension age and older?

      You do not need to have a someone caring for you in order to claim.

      Those claiming the benefit can get either £61.85 or £92.40 per week, depending on their situation and the level of help required.

      It is not means-tested, therefore what you earn, or how much you have in savings will not affect what you get.

      Department for Work and Pensions issue warning of SCAM

      Brits have been contacted with messages offering them “support”.

      Scammers are taking advantage of the current situation and are pretending to be the DWP offering help.

      The emails use the logo of the DWP, duping unsuspecting victims.

      It has been urged by the DWP that if you receive an email like this, do not open it and do not click the links.

      Do not fill out any personal details.

      Curry price set to soar

      The price of a curry could hit £30 amid the cost-of-living ­crisis, a business leader has warned.

      And industry leaders fear it could threaten the closure of hundreds of Indian restaurants.

      Shale Ahmed, 41, said: “Business owners have seen their shopping bills go up around 40 per cent.

      “The cost of oil has gone from £17 for 20 litres to £44.

      “And restaurants go through about 100 litres a week.

      “If you charge customers ac­c­ordingly, a curry would have to cost between £25 to £30, which is not sustainable.”

      The key points of Liz Truss’s new Energy Price Guarantee

      Here are the key details of the PM’s new energy plan.

      • A two year price freeze on bills, saving households £1,000
      • Support for businesses for at least six months
      • Households will still get the £400 rebate on bills this winter
      • Millions excluded by the price cap to get support from a new fund

      £200 Household Support Fund

      The Household Support Fund programme aims to help those struggling with their finances and can't cover the essentials.

      The Scheme is part of the Government's Household Support Fund which was first introduced in October 2021.

      It has recently been extended until September 30, 2022 as millions of people face the ongoing cost of living crisis.

      In May of this year Chancellor Rishi Sunak pumped an extra £500million into the scheme. In total, £1.5 billion has been made available.

      • Louis Allwood

        £300 Pensioner cost of living payment

        In November or December this year, a £300 one-off Pensioner cost of living payment will be dished out to eight million households.

        It will be given to those who already get the winter fuel payment – which is worth between £100 and £300 for those over state pension age.

        The extra £300 will be paid directly and is on top of this support which means some eligible households will see their payments double this winter.

        You can check out if you are eligible for the Winter Fuel payment in this handy explainer.

      • Louis Allwood

        Drivers receive insurance warning

        Drivers are being warned that a particular type of car insurance can be 70 per cent more expensive – here’s what you need to buy to save 100s of pounds.

        Third-party insurance is often a go-to for young and risky drivers, as well as those not wanting to splash out too much on cover.

        But, it is now 73 per cent more expensive than fully comprehensive car insurance for an average driver – and motorists are being encouraged to check their policy price tags.

        Drivers aged 21 or under could save an average of 11 per cent by opting for full insurance rather than third party.

        And while drivers with motoring convictions may pay slightly more on average for full insurance cover, they only save a few pounds by opting for that over third-party.

        Car insurance comparison website Quotezone.co.uk, who conducted the research, says this suggests many drivers with convictions are potentially risking thousands to save pennies. 

      • Louis Allwood

        Will the £400 booster payment be affected by the new price cap?

        Many are confused about whether they'll still get the £400 booster payment within the next few months as promised, or whether the new price cap affects it.

        The answer is no, the price cap doesn't affect it, and you'll still get the £400 starting from October.

        Nearly 30 million households are eligible for the discount which is being administered by energy firms.

        It's up to individual energy suppliers to determine how their customers are paid.

        Bulb, E.ON, E.ON Next, Scottish Power, Shell Energy, Octopus Energy, Utilita and Utility Warehouse will apply the £400 rebate as a discount off bills.

        It will be paid in six instalments between October and March, with the first payment worth £66.

      • Louis Allwood

        Universal credit change

        Under new rules, people will need to have more meetings with work coaches and either increase their working hours or spend more time looking for a job.

        Around 115,000 people on Universal Credit will be moved from the "light touch" work group to the "intensive work search" regime.

        Something known as the Administration Earnings Threshold (AET) is a monthly amount that marks if you're in one group or the other.

        Those currently earning below £355 a month, or £567 for couples, are in the intensive work search group.

        That includes people who earn nothing at all while on the benefit.

        The amount will rise to £494 a month, or £782 for joint claims, taking thousands more people out of the light touch group and into the stricter work search group.

        This new regime will come into effect from September 26.

      • Louis Allwood

        Who can get faster access to benefits?

        Thousands of people who face a terminal illness diagnosis each year have been promised faster access to benefits.

        Under new laws planned for this year, the government said it will make getting the vital cash easier

        People diagnosed with a terminal illness will be fast-tracked for certain benefits if they are considered to have less than 12 months to live – currently it's six months for some benefits.

        The new 12-month rule has already been introduced for two benefits from April 4 this year: Universal Credit and Employment and Support Allowance (ESA).

        Now that's set to be extended to further help: Personal Independence Payment, Disability  Living Allowance and Attendance Allowance.

        The exact date the changes will apply from is yet to be announced, but is expected to be put into law this year.

      • Henry Moore

        £400 energy payment, a visual breakdown

        Despite launching an all-encompassing energy plan today, capping average bills at £2,500, the government will still provide Brits with their £400 energy rebate.

        The payment will be broken down into six separate rebates, beginning in October 2022 and ending in March the next year.

        Several energy companies are taking part in this scheme, including British Gas, E.on, EDF, and Octopus Energy.

      • Henry Moore

        How much each household could pay under the new price freeze

        Liz Truss announced her government’s drastic new measures to solve the cost of living crisis today.

        Under the new scheme, the average Brit will pay no more than £2,500 a year on their energy bills.

        Take a look at the diagram below to see how much you could be paying.

      • Henry Moore

        Get cheap broadband if you claim Universal Credit

        A number of broadband providers offer cheap deals for those on certain benefits.

        It will differ depending on which provider you use, but these deals can often be claimed over the phone.

        TalkTalk, Virgin Media and BT are three companies currently offering deals.

      • Henry Moore

        When you will receive the £150 disability payment

        Brits receiving Personal Independence Payments are eligible for an extra £150 payment from the government for the cost of living.

        Cost of Living payments are currently being sent out to Brits everywhere to tackle rising prices.

        The government recently revealed that those on disability benefits and PIP are going to receive an extra £150 to help relieve homes from soaring inflation.

        People with disabilities have reported higher living costs due to extra medication, equipment, carers and needing the heating on.

        Citizens Advice revealed that the Cost of Living payment for those with disabilities should start to be paid from 20 September.

        Payments will be made automatically, but may take a few days to appear in bank accounts.

        To be eligible, you need to have been receiving PIP on May 25 or applied for PIP on this day.

        PIP can be claimed if you are working full or part-time.

        It’s also not means-tested, you can receive the payment without having your income scrutinised.

      • Henry Moore

        Here are the cheapest supermarkets in the UK

        Prices are going up, so finding the most affordable place to do your weekly shop is crucial.

        Consumer champion Which? conducted analysis of supermarket prices in July.

        According to the organisation, for smaller shops of 47 items, Aldi comes out as the clear winner.

        But if you are looking to do a big shop, 152 items, Asda is the way to go.

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